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Plan Ahead to Avoid Over-Spending on Back to School Supplies

iStockphoto/Thinkstock(NEW YORK) -- Back to school spending is expected to be higher than last year.  The retail industry says it's the second biggest event of the year for shopping.

If you haven't already gone out to buy the latest school supplies, you may want to lay out a strategy before heading to the store.

"The first thing that we recommend is for people to put some sort of a budget or a spending plan together," says Dave Jones of the Association of Independent Credit Counseling Agencies.

He says its always good to plan ahead on spending.

"Buy only the things on the spending plan.  Avoid buying things that are just what the child might see and want," Jones advises.

And shopping with your kids may be a learning opportunity for them.

"The younger you can start to train your children about how to use money wisely, the better," he notes.

Copyright 2012 ABC News Radio

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