Sign Up Now to Get Coverage Under Affordable Care Act in January
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ABC News(WASHINGTON) — Monday is the deadline for people who want health insurance coverage under the Affordable Care Act starting on Jan. 1.
“But otherwise, you have until February 15th to enroll in the Affordable Care Act,” ABC News contributor Michelle Katz says.
Katz says there’s a time period during which you can “test out” your plan.
“There is, what a lot of people don’t realize, a 90-day grace period,” she explains. “If you’re not completely happy with your plan, I recommend people getting their plans — signing up for them — and then actually making some phone calls, so that providers — finding out how long their contracts are within the plan, what treatments are being offered within the plan. Even call up to find out what the appeals process is like. And if you’re not happy with it, maybe switch to another plan within that 90-day grace period.”
Katz recommends people not go for the least expensive option when choosing a plan.
“The least expensive may turn out to be the most expensive in the end — if your providers are not in it; if your treatments that you need are not covered; and maybe your pharmaceuticals that you need are not included in this list,” she says.
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