Dear Dave, We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut costs during the ho…
Dear Dave, My husband recently approached me with an idea for our money. He wants us to set up an account where we both put 10 percent of our income for discretionary spending. My …
Dear Dave, I own a duplex that has an opening for a tenant, and an old college buddy wants to rent the apartment. He has always been a good friend, but I’m a little worried about…
Dear Dave, My husband is a union member and works at a paint factory near our home. His union’s current contract will expire in nine months. We have about $27,000 of debt left to…
Dear Dave, My boyfriend is not very good with money, and he is in a bad situation right now. He has a huge car payment every month, plus about $30,000 in credit card debt. He also …
Dear Dave, I’m coming up on a transition phase in my life. I’ll be leaving the military soon, and I’ve been evaluating my living situation once I am out. My parents said I co…
Dear Dave, I am on Baby Step 2, and I started a YouTube channel earlier this year that led to a new opportunity to make additional income. I try on and review clothing, and I’m p…
Dear Dave, All the talk on the news about inflation is a little scary. Is there any way to protect yourself against it on a day-to-day basis? Garret Dear Garret, When people start …
Dear Dave, I have decided it’s time to get control of my money. Your plan sounds workable, but I talked to some friends about it, and they think I would be better off using a cre…
Dear Dave, I have a good job and make pretty good money, but I’m tired of always worrying about my finances and being strapped for cash at the end of the month. I’ve heard you …
Dear Dave, What are your views on teaching children good work habits? Many of our friends don’t require their kids to help out or work around the house, but we both strongly feel…
Dear Dave, Are umbrella insurance policies worth it, or do they just entice people to sue more frequently? Tammi Dear Tammi, I don’t think there’s any indication umbrella polic…
