Dear Dave, I’m having a hard time saving money. Do you have any practical advice for saving when you have an average income? Nikki Dear Nikki, One thing I’ve learned over the y…
Dear Dave, I know it may be early to talk about Christmas, but do you have any advice on saving for the holiday season? Carlie Dear Carlie, It’s never too early to talk about Chr…
Dear Dave, My only debt right now is a car payment. I still owe $12,000 on the vehicle, and currently I have $25,000 in savings. I’m in a very stable line of work, but my income …
Dear Dave, I’ve been with my company almost four years. Currently, I make the same money as a co-worker with the same title and the same amount of time on the job. But since we 
Dear Dave, What advice do you have for college students who want to plan for the future and start building wealth? I’ll finish my master’s degree in marketing in less than two …
Dear Dave, My in-laws have very generously offered my wife and I $250,000 to help with a down payment on a home. I know the amount exceeds the IRS’s yearly gift allowance, but th…
Dear Dave, My wife and I are on Baby Step 2 of your plan. About eight months ago she gave birth to our second child, and now she would like to have a mommy makeover. I want her to …
Dear Dave, What would be your advice for someone who is renting an apartment but has never rented before? I’m 16, and I’m trying to create a plan for when I get out on my own i…
Dear Dave, Last year I got a divorce. I’m 32, a teacher and a single mom. I’m on Baby Step 2 right now, and I was wondering about life insurance. My son is only two, and if som…
Dear Dave, Some friends recently introduced me to your ideas for handling money. I’ve got to admit a lot of it makes sense, but I’m not sure why you’re so adamant about budge…
Dear Dave, My wife and I are trying very hard to save money and pay off debt, but we’re not making progress as quickly as I had hoped. What do you think of the idea of putting a …
Dear Dave, What percentage of our income should we save for our kids’ education? We know you recommend setting aside 15 percent for retirement, but do you have a similar rule tha…
