Dear Dave, We’d like to own a home someday, but we know we’re not ready for that kind of financial commitment yet. Where does buying a house fit in your Baby Steps plan? Heathe…
Dear Dave, A friend told me about your Baby Steps program. I have one question, though. I noticed that according to your plan, saving for retirement should come before saving up a …
Dear Dave, I don’t like admitting this, but I absolutely hate my job. Last year I almost cashed out part of my 401(k) to start my own business or open a franchise, and doing some…
Dear Dave, Your plan has been a lifesaver for us. Why do you think some people are unwilling to listen to good advice and make changes in their finances? Tammi Dear Tammi, Thank yo…
Although most of us are ready to social distance ourselves from 2020, it’s worth taking a look back at what interested you this year. We’ve compiled a list of the most-…
Dear Dave, I’m on Baby Step 2 of your plan, and I’ll be debt-free except for my home by the end of the year. I have a friend who is very irresponsible with his money, and he of…
Dear Dave, My husband and I met a young woman through an outreach program at church. She is a single mother with a small child, and recently she asked us for money, so she could bu…
Dear Dave, My fiancé and I are getting married in three weeks, but he lost his job as an experienced HVAC technician at a hospital a few days ago. Do you think we should still go …
Dear Dave, I currently have student loans in deferment from earning a degree in hospitality management. My career goal is to own a mobile food vending company, so I’m putting mos…
Dear Dave, I know when it comes to investing you like mutual funds and paid-for real estate. What do you think about using condominiums as investment properties instead of single-f…
Dear Dave, I started my own small bakery from home two years ago, providing wedding and specialty cakes. I just found out I’m pregnant, and while my husband and I are really exci…
Dear Dave, I’m trying to get out of debt. I make good money and do consulting for a living. I put about 4,000 miles a month on my car. It’s a 2012 model, and I currently owe mo…
