Dear Dave, A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? Cars…
Dear Dave, I have a question about self-banking with whole term life insurance. The way I understand it, you can accrue a cash balance, borrow against it, and then pay interest to …
Stock image Dear Dave, My wife and I are in our late 20s, and we’re on Baby Step 6. Recently, my mom reached out to me for help. She has a car lease that ends next month, and she…
The housing market is white-hot right now! Home prices are way up over last year, and 50% of homes are selling for more than the asking price — $20,000, $50,000, even $100,000 or…
Dear Dave, I’ve been in sales for 15 years. I love my job, and I love my company. Our business wasn’t affected as much as some during the pandemic, but my numbers have become s…
Dear Dave, I’m 19 and I’m about to finish up my first year of community college. I have enough money through scholarships and help from my family to get a bachelor’s degree. …
Dear Dave, I’m on Baby Step 2, and I’m working hard to get out of debt. My last two debts are $6,000 on a credit card and $10,000 on a car loan. I’ll be receiving a $6,000 bo…
Dear Dave, When it comes to your career and profession, how can you tell if you’ve truly found your calling in life? Tony Dear Tony, I don’t think it’s common for most folks …
Dear Dave, My wife and I are in our 20s, and together we make about $80,000 a year. Our first baby is due in early 2022, so being debt-free has become a top priority in my mind. Ri…
Dear Dave, I can’t decide whether to sell or keep a rental property. Except for the property in question I’m debt-free, and I make $90,000 a year. I owe $20,000 on the property…
Dear Dave, My husband and I are both 29, and we have good jobs that allow us to bring home $100,000 a year combined. Recently, we began talking about starting a family. We live on …
Dear Dave, You talk a lot about budgeting, and how important it is in getting control of your money. But don’t most people already have a good idea of what they’re spending, an…
